Gumroad's fees
At the time of writing, Gumroad charges a flat 10% + 50¢ on each sale made through your own link, with no monthly fee. Card processing, about 2.9% + 30¢, is charged on top. Sales that come through Gumroad's Discover marketplace pay a higher flat rate, 30% at the time of writing, because Gumroad found the buyer for you.
Gumroad updates its pricing from time to time, so every rate in the calculator can be edited.
The formula
Fees per sale = price × 10% + $0.50 + price × 2.9% + $0.30. You keep = price − fees per sale.
For a $20 product: $2.00 + $0.50 + $0.58 + $0.30 = $3.38 in fees, so you keep $16.62, about 83% of the price.
Why cheap products lose more
The two fixed fees add up to 80¢ a sale. On a $100 product that's under 1% of the price, but on a $3 product the fees take close to 40% once the percentages are added. If you sell low-priced items, bundles or a minimum price of $5 or more help you keep a bigger share.
Discover vs your own audience
Discover can bring in buyers you'd never reach yourself, but it costs about three times the standard fee. That's often worth it for brand-new customers. It's also a good reason to send your own followers straight to your product page, from your link in bio, newsletter or posts, so those sales stay at the lower rate.
Gumroad collects sales tax or VAT from buyers where it applies, which isn't part of your price here. Refunds, chargebacks, payout fees and currency conversion aren't included either.
Gumroad vs your own checkout
With a payment processor alone you'd pay roughly 2.9% + 30¢, but you'd also host the files, handle tax and build the checkout yourself. Gumroad's extra 10% + 50¢ pays for all of that, which is a good deal while you're small. As sales grow, add up a year of Gumroad fees with the table above and compare it with platforms that charge a monthly fee and a lower cut.
Frequently asked questions
How much does Gumroad take per sale?
At the time of writing, 10% + 50¢ on sales through your own link, plus about 2.9% + 30¢ for card processing. On a $20 product that's $3.38, so you keep $16.62.
Does Gumroad have a monthly fee?
No. At the time of writing Gumroad only charges per sale, so you pay nothing in a month you don't sell.
What is the Gumroad Discover fee?
Sales that come from Gumroad's Discover marketplace pay a higher flat fee, 30% at the time of writing, in place of the standard 10% + 50¢.
Who pays sales tax on Gumroad?
Buyers do. Gumroad adds sales tax or VAT where it applies and handles paying it, so it doesn't come out of your price. Check Gumroad's help pages for the rules in your country.
How can I lower my Gumroad fees?
Raise very low prices or bundle products so the fixed fees take a smaller share, and send buyers through your own link rather than relying on Discover.