Square Fee Calculator: In-Person and Online Fees

The payment

Work out

Amount you charge

How you take the payment

Percentage fee

Fixed fee

Where the $100.00 goes

What you keep against what Square takes.

You keep$97.25
Square takes$2.75
Of every $100 you charge, you keep$97.25

Square fees

You receive

$97.25

From a $100.00 payment

Square fee: $2.75
Effective rate: 2.75%
You charge: $100.00
You keep: $97.25

Fee breakdown
Part of the fee	Amount
2.6% of $100	$2.60
Fixed fee	$0.15
Total fee	$2.75

Presets are Square's US card rates as of November 2026. Plus costs $49 a month and Premium $149 a month per location, which isn't included here. Square changes its rates and they differ by country, so check its fees page. Fees are rounded to the cent.

Free Square Fee Calculator by Hiyaly