Cash App Fee Calculator: Business and Instant Fees

The payment

Work out

Payment amount

Account type

Percentage fee

Fixed fee

Instant DepositCash out to your bank or card in minutes. Standard deposits are free.

Where the $100.00 goes

What you keep against what Cash App takes.

You keep$97.25
Cash App takes$2.75
Of every $100 you charge, you keep$97.25

Cash App fees

You receive

$97.25

From a $100.00 payment

Cash App fee: $2.75
Effective rate: 2.75%
You charge: $100.00
You keep: $97.25

Fee breakdown
Part of the fee	Amount
2.75% of $100	$2.75
Fixed fee	$0.00
Total fee	$2.75

Presets are Cash App's US fees as of November 2026: 2.75% on each payment to a business account and nothing on personal payments. Instant Deposit costs 0.5% to 1.75% (at least $0.25) depending on the deposit, so the calculator starts at 1.75%; Cash App shows your exact fee before you confirm.

Free Cash App Fee Calculator by Hiyaly